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by 蕭景鴻&傭兵樂團

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The Bottom Line
Think about your long-term financial health -- be more thrifty now.

In Detail
Be more thrifty now -- think about your long-term financial health. Frugality isn't exactly fun, but it doesn't have to be miserable either. Eat at home, skip the morning latte and quit smoking already! If you indulge in a small luxury today, you will suffer a major setback tomorrow. Say no and stick to your guns for the next few weeks -- you will be glad you did.

omg... its like so true... i drink coffee in the morning... and i hmmmm.... and i do always eat outside... how can it be... maybe i really have to be very thrifty... bo pian... cos i can really foresee tt i might need to spent alot next time... hai... too bad lah... tts life...